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Key Benefits
Quick, transparent short-term credit designed for salaried professionals—apply online and move through verification with clarity at every step.
Instant Financial Assistance
Get quick access to funds when you need them most—designed for urgent and short-term requirements.
Easy & Fast Process
Apply online with minimal steps, digital verification, and clear milestones from start to finish.
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Flexible Usage
Use approved funds for planned expenses or emergencies, with transparent terms explained upfront.
Understand the Risks Involved
Borrowing involves financial commitment. Please review interest rates, eligibility, and repayment obligations carefully before you apply—short-term products may not suit every need.
Relatively High Interest rate
Short-term unsecured loans may carry higher interest rates than traditional long-term secured credit. Compare total cost before borrowing.
Residents Only
Products and onboarding are available only to eligible Indian residents as per policy and regulatory requirements.
Salary-based loans
Certain offers may require stable income documentation such as salary credits to assess repayment ability.
Eligibility Criteria
- Should be an Indian resident
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- Above 21 years of age is mandatory
- Need to be Savings Bank Account Holder
- Salaried Employee
- Should have required documents
Documents Required
- The current passport size photo of the applicant is required
- Residence proof (Permanent & Present) is required
- PAN Card is required
- Last 3 months bank statements are required
- Identity Proof (Aadhaar / Passport / Voter ID) is required
Rates and Fees
Monthly Interest Rate
2.99%
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Offered Annual Percentage Rate (APR)
35.8% (Fixed)
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Tenure (Repayment period)
1 - 5 Years
Minimum-Maximum Loan Amount
INR 10,000 - 5,00,000
Processing Fee
2%
GST on Processing Fee (Exclusive)
18%
Representative Example
| Loan Amount | APR | Tenure | Processing Fee | GST on Processing Fee | Amount Disbursed | EMI | Total Repayment | Total Interest |
|---|---|---|---|---|---|---|---|---|
| ₹50,000 | 35.8% | 12 months | ₹1,000 | ₹180 | ₹48,820 | ₹5,150 | ₹61,800 | ₹11,800 |
| ₹1,00,000 | 35.8% | 12 months | ₹2,000 | ₹360 | ₹97,640 | ₹10,300 | ₹1,23,600 | ₹23,600 |
Company Accreditation
Turant Loan is operated in partnership with registered NBFC entities. Figures shown are illustrative examples only. Actual interest rates, fees, EMI, APR, and repayment amounts depend on your profile, loan product, and approval. Please refer to your loan agreement and sanction letter for final terms.
Address & Accreditation
We operate with full transparency and are recognized by several financial authorities—your documents and data are handled securely throughout the journey.
Completed Application Form
Fill the online application with accurate details to begin your loan journey.
Identity (ID) Proof
Valid government-issued ID such as Aadhaar, PAN, or passport as per policy.
Address Proof
Current and permanent address proof acceptable under lender guidelines.
Income Proof
Salary slips or bank statements may be required to verify repayment capacity.
Bank Account Details
Active savings account for verification, disbursal, and repayment setup.